Agreed. Many wait too long out of fear of the unknown. A fear of changing jobs. Fear of a big career change. Fear that they won’t make as much money in their next job and can no longer support their current lifestyle.
“Better the devil you know than the one you don’t.” — Richard Taverner
Being on the other side of that fear, though, I only wish that I had planned this out sooner and made my own way earlier. Once you make the decision and commit, you find ways to make it work.